How much would my medical insurance cost?
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How do I get started?
You can apply for private medical care safely online by following our super-simple process, enter your details, speak to an expert and get 100% free, no obligation quotes.
< 40
40-49
50-59
60-69
70+
What does the policy cover?
If you take out private medical insurance, it’ll cover the following:
- short-term illness
- acute illness
- disease
- injuries
Day-care surgery is also available and even the basic cover usually covers the cost for most in-patient tests and surgeries.
What can I claim for?
With a private medical insurance policy, you can claim for:
- Back or neck pain
- Heart disease
- Eye and ear problems
- Cancer
- Digestive system issues
< 40
40-49
60-69
50-59
70+
Lengthy hospital queues are now a thing of the past for thousands of Brits who have finally taken control of their own healthcare.
If you’re a patient, that means you could spend more time waiting for your operation than ever before.
'Back to full strength'
The increase in waiting lists is down to hospitals struggling to get back to full strength after covid.
This means you simply can’t be guaranteed the treatment you may need in good time.
The good news? There’s an alternative - private medical insurance.
Private medical insurance will ensure you get the treatment you need as soon as possible. It’s a great way to invest in your future self.
Fewer operations are being done as NHS waiting list hits seven million.
The waiting list for hospital treatment has hit a record high of seven million in England, latest figures show.**
Affordable Private Medical Insurance
Advertorial
By Laura Harriet | Last Updated: 2nd May 2026 | 3 minute read
By Laura Harriet | Last Updated: 2nd May 2026
Top 7 reasons to consider private medical insurance
1. No more lengthy waiting lists - Private medical insurance will ensure you skip the queues.
2. A private room - You won’t have to share a room with countless other sick people.
3. Personalised care - Private nurses and doctors usually have more time to give to their patients, which means better personal attention.
4. Get the exact treatment you need - NHS treatments are limited by government budgets - private care means you’ll get exactly the treatment you need.
5. Peace of mind for your family - With private medical insurance, your family can rest safe in the knowledge that you’ll always receive the best care.
6. Problems dealt with before they could become serious
Minor health problems could quickly become serious if not dealt with promptly.
7. Lock-in your good health - Feeling good now? Let’s ensure it stays that way by having private medical care on tap, whenever you need it.
What does the policy cover?
If you take out private medical insurance, it’ll cover the following:
- short-term illness
- acute illness
- disease
- injuries
Day-care surgery is also available and even the basic cover usually covers the cost for most in-patient tests and surgeries.
What can I claim for?
With a private medical insurance policy, you can claim for:
- Back or neck pain
- Heart disease
- Eye and ear problems
- Cancer
- Digestive system issues
How do I get started?
You can apply for private medical care safely online by following our super-simple process, enter your details, speak to an expert and get 100% free, no obligation quotes.
Step 1: Select your country on the map below to get started.
Step 2: Answer a few simple questions to get your FREE quote.
WalesScotlandLondonNorthern IrelandYorkshire and the HumberNorth EastNorth WestSouth WestEast MidlandsWest MidlandsSouth EastEastern
Get a Quote for Private Health Insurance
Get peace of mind for you and your family today with Private Medical Insurance
Plans from 85p per day
Access to 7 Top UK insurers
Same day insurance available
Avoid NHS waiting lists
What is private medical insurance?
Private medical insurance helps cover the cost of your medical expenses.
Plans can be designed specifically for you, to ensure you have the personalised cover you need.
Private medical insurance will provide you and your family with reassurance that you’ll get the care you need without the wait.
Select your age group to get started:
WhichHealtht is a promotional website. This article is an advertorial and is intended for informational and marketing purposes only. It is not intended as financial or medical advice.
*Pricing: The "from £23 per month" (£0.90 per day) price is an example based on a 30-year-old individual, mid-level cover, with a £200 excess, living outside of London. Actual premiums will vary based on your personal circumstances, location, and medical history.
Sources regarding NHS wait times and private healthcare usage referenced in this article are provided by BBC News, The Telegraph, The Guardian, and Ipsos.
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